YOUR HOME. YOUR FUTURE. OUR ADVICE.
Expert Mortgage & Insurance Advice
At TG Financial Services, we provide professional guidance to clients
across the UK, helping them secure mortgage and insurance solutions
tailored to their individual needs and personal circumstances.
MORTGAGE SERVICES
How We Can Help You
First Time Buyers
Clear, tailored mortgage advice to help first-time buyers navigate the process with confidence from start to completion.
Home Movers
Tailored mortgage advice to ensure your transition is smooth, whether porting your existing mortgage or switching to a new lender.
Buy to Let
Whether purchasing your first investment property or expanding your portfolio, we help you secure competitive mortgage products.
Remortgages
If your current deal is coming to an end, a remortgage could help you secure a more suitable product and potentially save money.
Right to Buy
If you are a council or housing association tenant, the Right to Buy scheme may allow you to purchase your home at a discounted price.
Product Transfer
Switching to a new product with your existing lender when your current mortgage deal is coming to an end.
Further Advance
If you need to borrow additional funds from your existing mortgage lender, also known as additional borrowing.
Meet Director Toya Gurung
Toya, the Founder and Director of TG Financial Services, brings extensive knowledge in mortgage and insurance services, helping clients navigate their financial journey with confidence. With a commitment to transparency, trust, and tailored advice, Toya works to ensure clients receive solutions suited to their individual circumstances.
WHY CHOOSE US
Your Trusted Mortgage Partner
Expert Mortgage & Insurance Advice
We provide tailored, friendly mortgage and insurance advice to suit your individual personal circumstances, helping you make informed decisions.
Personalised
Support
From the first enquiry to completion, we guide you every step of the way. Your goals, comfort, and confidence matter to us.
Whole of Market Mortgages
We provide whole-of-market mortgage, meaning we search across UK lenders to find the most competitive mortgage product for your needs. This ensures you get the right mortgage product for your needs and circumstances.
Accessible & Convenient
Flexible consultations via phone, video call, or in-person or at comfort of your home.
Trusted & FCA-Regulated
TG Financial Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
Fast and Efficient Mortgage Processing
We understand that time is important when securing a mortgage. Our streamlined process ensures your application is handled quickly and efficiently, helping you move forward with confidence.
TESTIMONIALS
What Our Customers Said
Our Lenders
FAQ
How much deposit do I need to get a mortgage?
Generally, you will need at least 5% -10% of the property purchase price is required for residential mortgages. A higher deposit may help you secure a better interest rate.
What documents do I need for a mortgage application?
Commonly required documents include: proof of ID (passport/driving licence), proof of address (utility bills), latest 3 months bank statements and payslips, proof of deposit.
How long does the mortgage application process take?
Typically, depends on the complexity of your case and the lender's requirements.
How much can I borrow for a mortgage?
The amount depends on your income, outgoings, credit score, commitments, and the lender's affordability criteria.
What is a mortgage Agreement in Principle (AIP)?
An Agreement in Principle is a statement from a mortgage lender saying that they may be willing to lend you a certain amount of money, based on an initial assessment of your financial information before you start looking for a property.